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CFPB Issues Interpretive Rule Classifying BNPL Products as ‘Credit Cards’
The National Law Review· 5 days agoOn May 22, 2024, the Consumer Financial Protection Bureau (CFPB) issued a significant Interpretive ...
Use credit cards and don’t pay them in full every month? You need to know this
Denton Record-Chronicle· 1 day agoTwo months ago, The Watchdog reported how Synchrony Bank, which handles the JCPenney credit card,...
CFPB Applies Consumer Credit Card Protections to Buy Now, Pay Later Plans | JD Supra
JD Supra· 4 days agoBuy Now, Pay Later (“BNPL”) payments are often presented by retailers and BNPL lenders to consumers as an alternative to traditional credit card...
Which credit card is best for me? A guide to help you choose.
Yahoo Personal Finance· 5 days agoSome card issuers offer preapproval, but it's not a universal feature. In other words, avoid...
This Week In Credit Card News: Another Major Player Drops American Express
Forbes· 3 days agoAmex, however, said its research shows that its fees are comparable to what eBay must pay to accept...
CFPB Applies Credit Card Rules to 'Buy Now, Pay Later' Lenders | JD Supra
JD Supra· 3 days agoGiven that traditional BNPL products do not involve a finance charge and are repayable in four or fewer installments, many provisions of Regulation Z do not apply to BNPL loans, as the CFPB ...
CFPB’s New Interpretive Rule Takes Aim at BNPL Payment Plans: Practical Takeaways | JD Supra
JD Supra· 3 days agoProviders of Buy Now, Pay Later (BNPL) payment plans are, for purposes of consumer financial protection laws, lenders subject to some of the same regulatory requirements as ...
New CFPB Interpretive Rule to Regulate BNPL | JD Supra
JD Supra· 4 days agoThe re-energized CFPB had previously conducted a years-long study on BNPL...
Where to Begin With the CFPB's "Buy Now, Pay Later" Interpretative Rule... | JD Supra
JD Supra· 4 days agoThe Consumer Financial Protection Bureau's interpretative rule provides that traditional "Buy Now, Pay Later" (BNPL) products – closed-end loans that do ...
If Your Credit Score Is Under 740, Make These Moves Now
GoBankingRates via AOL· 5 days agoA 740 credit score can be a noteworthy accomplishment, but it still leaves room for improvement. If...