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    • Downtown divide

      Downtown divide

      Cumberland Times-News· 9 hours ago

      A crew from Carl Belt, Inc. works Friday to renovate the Baltimore Street bridge. Work to replace the aging bridge began in February 2023 and is...

    • What is a loan-to-value ratio?

      What is a loan-to-value ratio?

      Bankrate via AOL· 9 hours ago

      Key takeaways Your loan-to-value (LTV) ratio is the principal of your mortgage loan divided by the value of the property you're buying, usually expressed...