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CFPB orders debt relief servicer to pay $400,000 for charging advanced fees | JD Supra
JD Supra· 1 day agoThe CFPB alleged the violations began in January 2016 and ordered a civil money penalty of $400,000. Specifically, the CFPB found the company harmed 5,970 ...
FTC provides annual report to CFPB regarding activities in 2023 under consumer financial services...
JD Supra· 1 day agoOn May 20, 2004, the Federal Trade Commission (“FTC”) sent its annual report to the Consumer Financial Protection Bureau (“CFPB”) highlighting its enforcement actions and ...
Zero-down mortgages are making a comeback
CNN Business via Yahoo Finance· 23 hours ago‘Read the fine print’ Anneliese Lederer, senior policy counsel at the Center for Responsible Lending, said it’s crucial for homeowners considering the...
One of the biggest U.S. lenders is offering 0%-down-payment mortgages for first-time home buyers....
MarketWatch via Yahoo Finance· 7 days agoSales of existing homes in the U.S. - Fannie Mae In 2022, UWM was the second-largest company in...
How To Avoid These Common Annoyances With Credit Card Rewards Programs | Bankrate
Bankrate.com· 7 days agoPeople love their credit card rewards. Except when they don’t, which according to a new government...
Wells Fargo CEO Charlie Scharf: Regulators Restricting Corporate Lending Business
PYMNTS.com· 2 days agoWells Fargo CEO Charlie Scharf reportedly told investors Wednesday (May 29) that the bank could be...
New consumer rule enhances protections for "buy now, pay later"
KOAM· 3 days agoAccording to the Better Business Bureau (BBB), "buy now, pay later" is a service that some retailers...
The Existential Threat to Independent Brands
The Business of Fashion· 7 days agoOn Tuesday, The Vampire’s Wife — purveyor of gothic-glam prairie dresses beloved by Kate Middleton and Florence Welch — said it was closing after a...
JD Supra: Wax On, Wane Not: Corporate Investigations and Enforcement Actions are on the Rise at DOJ
JD Supra· 5 days agoThe DOJ said it would not seek guilty pleas where corporations voluntarily disclosed violations, fully cooperated, and quickly remediated the conduct. Cooperating companies could avoid monitorship if they implemented effective compliance programs.
