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Black mortgage applicants are denied more than twice as much as white applicants
Quartz· 3 hours agoDespite growing homeownership rates among Black Americans, mortgage applications from Black borrowers are still getting denied at far higher rates than others. Just shy of ...
Mortgage rates fall below 7%, but affordability remains a dream for many: Freddie Mac
FOX Business· 6 days agoMortgage rates are back down below 7% this week. A 30-year fixed-rate mortgage averaged 6.94%,...
How AI creates fair lending
Fast Company Magazine· 7 days agoClosing the wealth inequality gap, which is closely linked to race, has become increasingly difficult due to systemic biases within financial...
Black Homeownership Rate Increases But Remains Below 2004 Level
National Mortgage Professional· 3 hours agoThe homeownership rate for Black households has grown faster than average since 2019, but it's still below the high-water mark reached in 2004, before the Great Recession. That's according to a report from Zillow.
Cancer Is Capsizing Americans’ Finances. ‘I Was Losing Everything.’
The Wall Street Journal· 1 day agoOlenski then turned to credit cards, using them for her mortgage, car payment and other necessities....
Sorting Out An Inheritance Doesn't Have To Be A Headache
Investor's Business Daily· 6 days agoMost people, though, fall somewhere in the middle. We're talking about people who still owe money on...
A 20% down payment is ‘definitely not required' to buy a house, economist says. Here's how much you...
NBC Philadelphia· 5 days agoAbout 77% of future homebuyers have started putting money aside for a down payment, according to a...
Why Not Invest Directly In Families? It Works.
Forbes· 5 days agoDr. Aisha Nyandoro in Jackson, Mississippi, has designed and implemented the longest running guaranteed income initiative in the United States—called the...
Wole Coaxum transforms financial access with MoCaFi
Rolling Out· 20 hours agoTwo years later, he launched Mobility Capital Finance, Inc., or MoCaFi, as a digital banking platform that would target the more than 50 million unbanked...
What Would It Take for Homes To Be Truly Affordable for the Lower Middle Class?
GOBankingRates via Yahoo Finance· 4 days agoThe median homeowner has a net worth ($396,200) nearly 40 times higher than the average renter...
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