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    • What credit score do you start with?

      What credit score do you start with?

      Bankrate via AOL· 3 days ago

      credit utilization. Try to keep the amounts you owe below 30 percent of your available credit. If you have a credit card< ...

    • Do balance transfers hurt credit scores?

      Do balance transfers hurt credit scores?

      CNN.com· 5 days ago

      If you have debt spread across a number of credit cards, or even just a high amount of debt on a singlecard with a high interest rate, a balance transfer...

    • CFPB Head Wary of Big Credit Card Mergers

      CFPB Head Wary of Big Credit Card Mergers

      PYMNTS.com· 5 days ago

      America’s leading consumer finance watchdog is skeptical about giant mergers between credit card companies. Consumer Financial Protection Bureau (CFPB)...

    • The pros and cons of personal loans

      The pros and cons of personal loans

      Bankrate via AOL· 5 days ago

      If you consolidate credit card debt into a personal loan, you’ll have to adjust to the higher payments and the loan payoff timeline or risk defaulting..