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What is a loan-to-value ratio?
Bankrate via Yahoo Finance· 2 hours agoIn addition to the LTV ratio, lenders look at your debt-to-income (DTI) ratio to evaluate your overall financial picture ...
How many VA loans can you have?
Bankrate via AOL· 2 days agoThe second home would have to be a larger residence or be in a different area. “You would not be able to use any of that rental income to reduce your ...
Today's 30-year rates fall while 15-year mortgage rates hold steady | April 18, 2024
FOX Business· 1 day agoThe interest rate on a 30-year fixed-rate mortgage is 7.500% as of April 18, which is 0.125...
Why was my mortgage application denied? Common reasons underwriters don't approve loans
The Salem News· 5 hours agoFor instance, VA loans generally are available to borrowers with scores of 620 or...your credit...
5 things to avoid if you’re applying for a mortgage (and 3 things you definitely need to do)
CNBC· 9 hours agoOf the millions who applied for a mortgage loan in 2023, close to 12% were turned down, according to...
Assumable mortgage: What is it and how does it work?
Bankrate via Yahoo Finance· 2 days agoHow much does it cost to assume a mortgage?The costs associated with assuming a mortgage are often similar to the fees for taking out a new mortgage, but...
Physician mortgage loans: A mortgage option for doctors
Bankrate via Yahoo Finance· 1 week agoThese loans may be a strong option if you have little savings set aside for a down payment. As with...
HFA loans: Everything you need to know
Bankrate via AOL· 4 days agoVA loans: Only available to veterans and service members. No...5 percent down payment required. Lower mortgage insurance costs. Income limit of 80...
What to do when your mortgage application gets denied
Bankrate via Yahoo Finance· 4 days agoBanks don’t always offer every type of mortgage loan , so if you’ve been turned down by the same...
How to Get a Mortgage: A Step Guide
Time Magazine· 3 days agoMost credit card issuers provide customers with their credit score, or you can use a website such as Credit Karma. Your score should be at least 700 to...
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