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    • First-time homebuyer guide

      First-time homebuyer guide

      Bankrate via AOL· 3 days ago

      A score of 760 or higher is...) ratio. The ideal spend for housing costs — including the mortgage payment, property taxes, homeowners insurance and...

    • How to get a mortgage

      How to get a mortgage

      Bankrate via AOL· 3 days ago

      For example, conventional mortgages require a minimum of 3 percent down, FHA loans require 3.5 percent down and VA and USDA loans have no down payment...

    • How much is a down payment on a house?

      How much is a down payment on a house?

      Bankrate via AOL· 4 days ago

      Making a larger down payment can get you a lower interest rate. A down payment is a standard requirement for most mortgage loans. How ...

    • Do I lose home equity after refinancing?

      Do I lose home equity after refinancing?

      Bankrate via AOL· 6 days ago

      This means you have to manage two monthly payments. Still, it can be a good option if you want to keep the current interest rate you have on your