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    • Average credit score for personal loans

      Average credit score for personal loans

      Bankrate via AOL· 4 hours ago

      That is down a point from 2023. FICO says this is the first time in a decade the average has dropped year-over-year. Its analysts...Americans. To qualify...

    • What is an unsecured loan?

      What is an unsecured loan?

      Bankrate via AOL· 4 hours ago

      The bottom line The main advantage of an unsecured loan is that you don’t have to pledge collateral. But if you default on the loan, you could still face...

    • How your mortgage affects your credit score

      How your mortgage affects your credit score

      Bankrate via Yahoo Finance· 1 day ago

      Here’s why: Payment history: Your payment history is the most significant factor in your FICO score. When you apply for new credit, lenders typically...