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    • What is an unsecured loan?

      What is an unsecured loan?

      Bankrate via AOL· 2 hours ago

      Because lenders take on more risk when loans aren’t backed by collateral, they often charge higher interest rates and require good or excellent credit to...

    • The pros and cons of personal loans

      The pros and cons of personal loans

      Bankrate via AOL· 3 hours ago

      Lower interest rates Personal loans often come with lower interest rates than credit cards. As of April 2024, the average personal loan rate is 12.24...

    • Average credit score for personal loans

      Average credit score for personal loans

      Bankrate via AOL· 3 hours ago

      It may save you money in the long run by combining all of your debt under one interest rate. Debt consolidation can also improve your credit score,...

    • Top credit-building apps of 2024

      Top credit-building apps of 2024

      Bankrate via AOL· 5 hours ago

      Top credit-building apps can help you build credit with bills you're already paying, including utility bills, subscription services and even rent. The...