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    • What is an unsecured loan?

      What is an unsecured loan?

      Bankrate via AOL· 28 minutes ago

      Because lenders take on more risk when loans aren’t backed by collateral, they often charge higher interest rates and require good or excellent credit to...

    • What is the APR on a personal loan?

      What is the APR on a personal loan?

      Bankrate via AOL· 29 minutes ago

      Key takeaways APR reflects the total annual cost of a personal loan, including both fees and interest. Many lenders state their APR online to make it...