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    • The pros and cons of personal loans

      The pros and cons of personal loans

      Bankrate via AOL· 6 hours ago

      If you have poor credit or a short financial history, fewer lenders will be available to you. Furthermore, some lenders don’t allow co-signers, which can...

    • What is a HELOC?

      What is a HELOC?

      Bankrate via AOL· 4 hours ago

      That said, the criteria commonly include: Amount of home equity: Lenders typically require homeowners to have at least 15 percent to 20 percent equity in...

    • How the Federal Reserve impacts personal loans

      How the Federal Reserve impacts personal loans

      Bankrate via Yahoo Finance· 6 hours ago

      Personal loan interest rates are getting more expensive overall, but the federal rate is not the only thing affecting your loan’s cost. You can do...

    • FHA loans: Definition, requirements and limits

      FHA loans: Definition, requirements and limits

      Bankrate via AOL· 1 day ago

      While the government insures these loans, they’re actually underwritten and funded by third-party mortgage lenders approved by the FHA. You’ll find many...

    • What is an excellent credit score?

      What is an excellent credit score?

      CNN.com· 3 days ago

      The definition of an excellent credit score can change depending on who you ask. A score of 800 or higher qualifies as “exceptional” ...

    • Emergency loans: Everything you need to know

      Emergency loans: Everything you need to know

      Bankrate via Yahoo Finance· 5 hours ago

      Personal loans — a type of emergency loan — have a record-breaking average interest rate of 12.10 percent. The average approved personal loan applicant...

    • What is an unsecured loan?

      What is an unsecured loan?

      Bankrate via AOL· 5 hours ago

      Taking on debt can strain your finances, but if you need funds for a big upcoming expense, an unsecured loan can help. They have good credit. A high ...