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    • How to Repair Bad Credit

      Modesto Bee· 16 hours ago

      Your credit report, history and score all wield a huge amount of power over your finances — so you want them to be in tip-top shape. Repairing bad credit is possible but time-consuming. Your ...

    • How to Prequalify for a Personal Loan

      Modesto Bee· 22 hours ago

      Prequalification for a personal loan allows you to compare rates across various lenders without harming your credit score. Through a soft credit check, ...

    • What is a HELOC?

      What is a HELOC?

      Bankrate via AOL· 2 days ago

      That said, the criteria commonly include: Amount of home equity: Lenders typically require homeowners to have at least 15 percent to 20 percent equity in...

    • 5 pro tips on refinancing your car loan — and when not to do it

      Market Watch· 4 hours ago

      There are several sensible reasons to consider refinancing a car loan. Among them are lowering the monthly payment, shortening the loan terms, and reducing the interest rate. Refinancing a car loan: Is it possible? Yes, you can refinance a car loan.