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CFPB Director Targets Credit Reporting Fees
The National Law Review· 21 hours agoThe CFPB is continuing its crusade against so called “junk fees,” and now is looking at crediting reporting fees. In a May 20 speech to the Mortgage Bankers ...
CFPB Targeting ‘Lack of Competition’ in Credit Reporting, Credit Scores
PYMNTS.com· 5 days agoThe Consumer Financial Protection Bureau (CFPB) is looking to improve “competition, choice and...
JD Supra: CFPB Backs Connecticut and California Bills to Prohibit Medical Debt Reporting
JD Supra· 20 hours agoRecently, the Consumer Financial Protection Bureau (CFPB or Bureau) submitted letters to senators in Connecticut and California supporting their proposals to prohibit medical ...
Cash Flow-Based Underwriting Broadens Credit Access for Consumers and Enterprises
PYMNTS.com· 21 hours agoThe FICO score — what we might think of as the general “shorthand” for lending — was created back in...
Buy now, pay later companies must adhere to credit card standards, consumer agency says
The Virginian-Pilot· 3 days agoBuy now, pay later companies must provide consumers with the same legal rights and protections as ...
Consumer Watchdog: Buy Now, Pay Later Apps Must Play by Same Rules as Credit Cards
Sourcing Journal via Yahoo Finance· 2 days agoThe Consumer Financial Protection Bureau this week issued an interpretive rule establishing BNPL...
CFPB issues letters in support of Connecticut and California bills on medical debt reporting;...
JD Supra· 3 days agoThe Consumer Financial Protection Bureau (CFPB) has issued two letters in support of state efforts to prohibit medical debt reporting. In March 2024, CFPB ...
Maryland updates prohibited items reported on consumer credit reports | JD Supra
JD Supra· 4 days agoOn May 9, the Governor of Maryland approved SB 41 (the “Act”) which will change the requirements on prohibitions for consumer reporting agencies as to what ...
Illinois Passes Legislation to Ban Reporting of Medical Debt | JD Supra
JD Supra· 1 day agoOn May 16, the Illinois legislature passed Senate Bill (SB) 2933. The bill amends the Illinois Consumer Fraud and Deceptive Business Practices Act making it unlawful for a ...
How to Find the Right Car Loan
ISeeCars.com via Yahoo News· 21 hours agoAs mentioned above, you can also work directly with a bank, starting with whichever one already has your business. They’ll often provide better loan...