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Which debt should you pay off first? Five options to consider
Bankrate via Yahoo Finance· 2 days agoOnce it’s paid off, you’ll continue the same pattern by focusing on credit card one, followed by the...
Young adults are struggling with overspending — buy now, pay later is making it worse
Bankrate via AOL· 5 days agoRead the fine print when signing up for a BNPL service Unlike other types of installment loans, BNPL...
CFPB Issues Interpretive Rule Classifying BNPL Products as ‘Credit Cards’
The National Law Review· 15 hours ago...subject to certain regulations in Subpart B of Regulation Z, despite the fact that Subpart B...
What Are Student Loans? A Beginner's Guide
Time Magazine· 7 days agoStudent loans are a popular solution: More than half of American undergraduates borrow to cover education expenses. Student loans are funds borrowed from...
CFPB Subjects Certain BNPL Products to Credit Card Requirements | JD Supra
JD Supra· 4 days agoMany BNPL providers have historically taken the view that their products are not subject to the provisions of Regulation Z...pay-in-four) with no associated finance charge. In contrast, Regulation ...
Young adults are struggling with overspending — buy now, pay later is making it worse
AOL· 5 days agoHalf (50 percent) of buy now, pay later (BNPL) users say they use the service to pay in installments or spread the cash flow, according to Bankrate’s latest Buy Now, Pay Later ...
Millennial Money: Installment plans for rent divide up payments, but drive up costs
McComb Enterprise-Journal· 4 days agoCompanies like Flex, which let you divide your rent into smaller installments via a line of credit or loan, say they’re part of the solution. By federal ...
How a HELOC can advance your business
Bankrate via Yahoo Finance· 7 days agoUnlike a HELOC, however, it usually has a fixed interest rate and the funds are issued as a lump sum – so you’ll need to pay back the entire loan balance...
JD Supra: Buy Now Pay Later Lender Licensing Legislation Still Under Consideration in New York
JD Supra· 6 days agoThe Buy Now Pay Later ("BNPL")[1] legislation introduced by New York Governor Kathy Hochul officially died last week. If passed, the licensing requirement will apply to persons ...
Erskine College stiffed on $1M loan to charter school operator, lawsuit claims
The State· 4 days agoThe private Christian college behind South Carolina’s largest charter school district says it’s out $1 million after the operator of several schools the district oversaw defaulted on a