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Kansas Governor Enacts Significant Changes to Kansas Mortgage Business Act and Uniform Consumer...
JD Supra· 6 days agoThe...by HB 2247 will largely become effective on January 1, 2025. The bill introduces a new definition for “threshold amount” to align with the Truth in Lending Act/Reg.
Pros and cons of a cash-out refinance
Bankrate via AOL· 6 days agoYou pay back the funds in... a HELOC, you can borrow what you need, repay the amount borrowed and then borrow again. HELOCs come with a specific...days....
Credit utilization: How your credit card use affects this important ratio
Yahoo Personal Finance· 4 days agoCredit card utilization is a significant part of your overall credit score since it’s part of the “...
UK inflation: When will the Bank of England cut interest rates?
The Telegraph via Yahoo Finance· 6 days agoHow do interest rates affect my mortgage? The Bank Rate is used to calculate the interest on...
What is the APR on a personal loan?
Bankrate via AOL· 5 days agoWhat is the average APR on a personal loan? APRs can vary based on a variety of factors, including your loan amount, loan term, credit score, annual...
Average credit score for personal loans
Bankrate via Yahoo Finance· 5 days agoBe sure to calculate how much your monthly payments will be before committing to a loan. What age group takes out the biggest...to qualify for, as they...
Want to lock in the best mortgage rate this month? Do these 6 things now
CBS News· 4 days agoIf you've been contemplating a home purchase, you know that buying a home in today's economic...
Types of home improvement loans to fit your project
Bankrate via Yahoo Finance· 3 days agoRepayment options. Most home improvement loans have terms up to 30 years. However, a personal loan has a much shorter repayment period, which means...
How to save for a house in 7 easy steps
Yahoo Personal Finance· 6 days agoThe money needed for a down payment and closing costs can quickly add up. Learn how to save for a house by creating a savings goal, cutting expenses, and...
A Millennial's Guide to Credit Scores | Bankrate
Bankrate.com· 6 days agoWith an average score of 687, those born between 1981 and 1996 are often balancing installment loans in the form of student loans and mortgages and revolving credit like credit ...