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    • How to get a mortgage

      How to get a mortgage

      Bankrate via Yahoo Finance· 2 days ago

      How to get a mortgage Step 1: Strengthen your credit The best loan offers go to borrowers...strong score demonstrates you can responsibly manage your...

    • First-time homebuyer guide

      First-time homebuyer guide

      Bankrate via AOL· 2 days ago

      Many mortgage lenders look for a maximum 43 percent DTI ratio, but some go higher — up to 50 percent. The higher your DTI ratio, however, the more likely...

    • How to refinance when you have a second mortgage

      How to refinance when you have a second mortgage

      Bankrate via Yahoo Finance· 4 days ago

      That means that your rate may be slightly higher. In fact, many lenders require a loan-to-value ratio of 80 percent...appraised worth. Another route is...

    • The history of home (un)affordability

      The history of home (un)affordability

      Bankrate via AOL· 4 days ago

      “As an example, a low interest rate helps the consumer’s ability to meet debt-to-income ratios,” he says. “But at...prices and higher rates, which for...