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Cash vs. credit: Which should I use?
USA Today· 4 days agoWhile 31% of purchases were made with cash in 2016, that dropped to 18% by 2022, according to the Federal Reserve Board. Does that mean credit cards are...
CFPB Issues “Interpretive Rule” Deeming BNPL Providers Card Issuers | JD Supra
JD Supra· 4 days agocredit are “credit cards” under Regulation Z; (2) the lenders that issue such accounts are “card issuers;” and (3) that as it relates ...
Kansas Governor Enacts Significant Changes to Kansas Mortgage Business Act and Uniform Consumer ...
JD Supra· 6 days agoKansas Governor Laura Kelly signed House Bill (HB) 2247 into law, bringing significant changes to the Kansas Mortgage Business Act and the Uniform Consumer Credit ...
Stack Capital Holding Hopper Partners With Korean-Based Lotte Card
Digital Journal· 6 days agoLotte Card aims to be the best companion in its customers’ lives, and its currently shifting its business model beyond traditional credit
Understanding the mortgage underwriting process
Bankrate via AOL· 3 days agoGet your credit in shape A lower credit score can make it more difficult to get approved for a mortgage, and make your loan more expensive ...
How Long Does a Mortgage Pre-Approval Last?
Investopedia· 13 hours agoWhen you begin shopping for a home, having a mortgage pre-approval letter can demonstrate that you’re a serious buyer. It shows sellers that a lender has...
Pros and cons of a cash-out refinance
Bankrate via AOL· 6 days agoApply: Submit your cash-out refinance application. An appraiser will determine the value of your home so that your lender can decide how much you could...
WD & Associates Provides NOTICE OF DATA SECURITY INCIDENT
NBC 17 Raleigh· 3 days agoWD & Associates ("WD"), a division of Patriot Growth Insurance Services, LLC ("Patriot Growth"), is providing individuals with notice of an incident that may impact the privacy of certain information ...
People can’t buy cars and houses without a financial identity footprint—but a third of Gen Zers are...
Fortune via AOL· 6 days agoCredit checks are often standard when it comes to qualifying for an auto loan or renting a home, and...
Advice for college grads to avoid fraud | Chattanooga Times Free Press
Chattanooga Times Free Press· 2 days agoAs this year's college graduates grab their diploma and start a new chapter in their lives, there...
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