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How the Federal Reserve impacts personal loans
Bankrate via Yahoo Finance· 5 days agoThose with a variable-rate personal loan are more likely to see their interest rate increase with the federal rate. That being said, if you have a...
Average credit score for personal loans
Bankrate via Yahoo Finance· 5 days agoConsolidating your credit card debt with a personal loan allows you to lower your credit utilization rate, which improves your credit overall. While <...
What is debt management?
Bankrate via AOL· 3 days ago...Agency Debt management approaches Cambridge Credit Counseling Consolidating debt, reducing card rates, reducing total monthly payment Debt Management...
Ranked: The Best Debt Payoff Strategies for Busy Moms
The Motley Fool via AOL· 3 days agoOnly now, you have the money you were paying toward the $500 debt to add to your regular monthly...
How to calculate interest on a loan: Tools to make it easy
Bankrate via Yahoo Finance· 5 days agoPayments are applied to both principal and interest, extending the length of the loan and increasing...
How does a personal loan affect your credit score?
Bankrate via Yahoo Finance· 3 days agoIf you only have credit cards, a personal loan can add diversity to your credit mix, showing lenders you are financially responsible enough to handle a...
Payday loans vs. installment loans: One is a much better option
Bankrate via Yahoo Finance· 5 days agoYou need to make sure you can repay the loan so it doesn’t cause long-term financial difficulties....
How to pay off credit card debt in a year (or less)
CBS News· 5 days agoThe agency reports the average credit card interest rate is 22.63%, with many cardholders paying upwards of 30% interest on their outstanding debt...
Dear Penny: I’m drowning in credit card debt. Should I declare bankruptcy?
Tampa Bay Times· 3 days agoYou might have to prove the debt payments are too much of a burden with your income. It’ll knock...
Dear Penny: I’m Drowning in Debt. Should I Declare Bankruptcy?
Penny Hoarder via AOL· 23 hours agoDear Penny, I have so much credit card debt, I’m starting to be well under water. I am 73 years old,...