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Can you use a personal loan to buy a car?
Bankrate via Yahoo Finance· 3 days agoBy using a personal loan, you avoid having to put 10 or 20 percent of...No collateral Although some personal loans are secured, many aren’t. If you have...
Interest Rate vs. APR: How Do They Differ?
Time Magazine· 6 days agoKeep reading to learn more about interest rates and APRs, including how to calculate these two figures and compare them when making borrowing decisions....
How the Federal Reserve impacts personal loans
Bankrate via Yahoo Finance· 5 days agoYou can do several things to help get the best deal possible, including improving your credit score, shopping around for the best lender ...
2024 State of Consumer Credit Report - NerdWallet
Nerdwallet· 6 days agoFrom credit cards to mortgages, credit is a cornerstone of many people’s personal finances. In the past 12 months, many Americans have used credit ...
Rachel Cruze: 3 Times You Should Avoid Refinancing a Loan
AOL· 22 hours agoDebt payments and interest are a big deal when you’re struggling — and people are struggling right now. According to a late 2023 report from Ramsey Solutions, 54% of Americans ...
COLUMN: U.S. delinquency rates surge as interest rates rise
Rome Sentinel· 2 days agoThe New York Federal Reserve reports debt delinquencies surged around 38% in 2023 as total consumer ...
93% of Americans Are Worried About Inflation. How Rising Prices Are Changing How We Spend and Save
CNET· 5 days agoA recent CNET survey found that US adults are cutting back on nonessential spending (53%) and...
Liberty Helps Australians Achieve Goals with Personal Loans
Digital Journal· 6 days agoPersonal loans can help borrowers achieve various goals, from debt consolidation to buying a new car or caravan. Loans ...
CFPB Announces New Protections for Buy Now, Pay Later: What This Means For You
US News & World Report· 6 days agoNew CFPB guidance gives consumers the right to dispute buy now, pay later charges. Borrowers will also be entitled to receive a refund for returned products or canceled services purchased with ...
Kane County Teachers Credit Union Launches BNPL, First in Illinois
The Yuma Sun· 6 days agoKane County Teachers Credit Union (KCT Credit Union), a member-owned financial institution based in Elgin, IL, is excited to announce the addition of Buy ...
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