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Cash Flow-Based Underwriting Broadens Credit Access for Consumers and Enterprises
PYMNTS.com· 3 days agoThe FICO score — what we might think of as the general “shorthand” for lending — was created back in...
Learn What Happens When You Max Out Your Business Credit Card
The Motley Fool via AOL· 5 days agoUsing 100% of that limit is therefore bad. Maxing out the card could impact either your business's ...
Why did my credit card issuer just increase my credit limit?
USA Today· 5 days agoWhen you open a new credit card, the card issuer will determine the amount of money you can borrow...
How to get lower interest rates on student loans
The Week via Yahoo Finance· 23 hours ago"One of the fastest ways to improve your credit is to lower your credit utilization ratio, or the amount of credit you're using compared ...
Understanding the mortgage underwriting process
Bankrate via AOL· 4 days agoTo that end, the underwriter evaluates your finances and the likelihood that you can repay the loan on time. A mortgage underwriter will: Look at your ...
Drowning in Debt: U.S. Delinquency Rates Surge Amidst Rising Interest Rates | Fox 11 Tri Cities Fox...
FOX 11/41 Yakima· 18 hours agoThe New York Federal Reserve reports debt delinquencies surged around 38% in 2023 as total consumer...
Should I buy a house now, or wait?
Bankrate via AOL· 4 days agoIn general, if you can answer yes to these three questions, now is a good time to buy. Do you have excellent credit? Anytime you’re borrowing money,...
5 Things to Know About the Union Plus Credit Card - NerdWallet
Nerdwallet· 5 days agoUnion Plus is a nonprofit organization that offers financial products and other benefit programs...
Are we optimizing score codes to drive the interview? - CUInsight
CUInsight.com· 5 days agoThe art of interviewing and subsequent strong loan decisions resides in these pesky but prominent...
Buy Now, Pay Later Plans Could Be Counted as Credit Cards, CFPB Says
CNET· 6 days agoAll your buy now, pay later plans might soon be treated as credit card purchases. At least, that’s...
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