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FICO Score vs Credit Score: Do You Really Know the Difference?
MediaFeed via AOL· 2 weeks agoA credit score is one factor used in a lender’s assessment of your creditworthiness when you apply...
How does a personal loan affect your credit score?
Bankrate via AOL· 19 hours agoCredit mix Your credit score benefits from having a variety of accounts open. Credit mix — or the diversity of your ...
Is 700 a Good Credit Score? Understanding Credit Scores' Impact
Investopedia· 1 week agoCredit scores are three-digit numbers based on your credit history. Lenders use these scores to...
What Credit Score Is Needed for a Mortgage?
Investopedia· 1 week agoYour credit score is a major factor that lenders use to decide whether to approve you for a mortgage. Mortgage credit score& ...
How to Find the Right Car Loan
ISeeCars.com via Yahoo News· 20 hours agoThe three major credit reporting agencies – Equifax, Experian, and TransUnion – will each provide a free credit report and your FICO ...
Americans still believe this one credit card myth — and it’s doing them no financial favors
Moneywise via AOL· 5 days agoMany experts recommend keeping this under 30%. So, the higher your utilization, the more likely it...
Reasons Why Your Credit Score Drops
Investopedia· 1 week agoLenders use your credit score to judge how likely you are to repay a loan or credit card if they issue you one. In general, the higher ...
How to report your rent payments to credit bureaus
Bankrate via AOL· 1 week agoKey takeaways Rent payments are not typically reported to credit bureaus, so they do not have a direct impact on your credit
CFPB Targeting ‘Lack of Competition’ in Credit Reporting, Credit Scores
PYMNTS.com· 5 days agoThe Consumer Financial Protection Bureau (CFPB) is looking to improve “competition, choice and...
Cash Flow-Based Underwriting Broadens Credit Access for Consumers and Enterprises
PYMNTS.com· 20 hours agoThe FICO score — what we might think of as the general “shorthand” for lending — was created back in...