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What Is APR? How Annual Percentage Rate is Calculated
Penny Hoarder via AOL· 2 years agoWhat is APR? If you’re not sure, you need to read this before you use a credit card or borrow any...
How a Credit Card Hardship Program Can Help During a Crisis
Penny Hoarder via AOL· 2 years agoA credit card hardship program could offer the help you need paying your bill. Issuers don’t...
What Is a Good Credit Score? Here’s How Your Score Works
Penny Hoarder via AOL· 2 years agoYou keep hearing about it, so what is a credit score, anyway? Here’s how your credit score is...
Student Loan Forbearance Extended Until January 2023
Penny Hoarder via AOL· 2 years agoStudent loan administrative forbearance has been extended until Jan. 1, 2023. This is the seventh reprieve for federal student loan borrowers. This was...
What is a Good APR for a Credit Card?
Penny Hoarder via AOL· 2 years agoTons of tools exist to help you compare credit card offers side by side. But what exactly are you looking for? How can you tell what’s a good offer for...
How To Get Cash From an ATM With a Credit Card
Penny Hoarder via AOL· 2 years agoFor most credit card users, being able to withdraw cash from an ATM seems like a revelation. After all, who wouldn’t want to take advantage of being able...
Dear Penny: Should I Take on Student Loan Debt to Buy a New Prius?
Penny Hoarder via AOL· 2 years agoDear Penny, Our Prius needs repairs. We trust our mechanic and the repairs are legit. It has 170K+...
What Is a Secured Credit Card and How Does It Build Credit?
Penny Hoarder via AOL· 2 years agoWhat is a secured credit card and how do you get one? Here’s what you should know before you get a...
The 10 Worst Banks in America: Banks with the Lowest Ratings
Penny Hoarder via AOL· 2 years agoAre these the 15 worst banks in the country? Click here to see which financial institutions had the...
How to Get an 800 Credit Score
Penny Hoarder via AOL· 2 years agoGetting your credit score above 800 earns you elite status. Just 21% of consumers have a credit score of 800 or above, according to Experian. An 800...