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Buy Now, Pay Later Plans Must Follow Credit Card Rules, Says CFPB
CNET· 7 days agoAll your buy now pay later plans might soon be treated as credit card purchases -- at least as it...
Does refinancing a mortgage hurt your credit?
Bankrate via AOL· 8 hours agoOnly hard credit inquiries affect your score — “soft pulls,” which go into less...is concerned during the refinancing process. “Don’t buy a new car, get...
My Friends Waited Until Their 40s to Buy a Home. Here's Why They Don't Regret It
The Motley Fool via AOL· 12 hours agoAnd they're able to afford higher monthly payments due to waiting until their incomes were higher to...
5 Things to Do Before You Downgrade a Credit Card
The Motley Fool via AOL· 11 hours agoWhy you shouldn't cancel a card outright Canceling a credit card rather than downgrading can lead to a lower credit
New CFPB Rule Classifies “Buy Now, Pay Later” Lenders as Credit Card Issuers | JD Supra
JD Supra· 2 days agoOn May 22, 2024, the Consumer Financial Protection Bureau (CFPB) issued an interpretive rule that redefines the regulatory framework for Buy Now, Pay Later (BNPL) lenders, ...
Scammers love impersonating these 5 major brands to steal your money
Gannett via AOL· 14 hours agoNordstrom is a rather unusual gift card request by scammers. Nearly 7 out of 10 people who reported paying a scammer with gift card said they were instructed ...
25% of consumers recently used a buy now, pay later loan, report finds. What to know as they become...
CNBC· 2 days agoAbout $1.12 trillion of that is on credit cards. Buy now, pay later, or BNPL, loans often don't...
Consumer Watchdog: Buy Now, Pay Later Apps Must Play by Same Rules as Credit Cards
Sourcing Journal via Yahoo Finance· 6 days agoThe Consumer Financial Protection Bureau this week issued an interpretive rule establishing BNPL...
Are government loans easier to get?
Bankrate via AOL· 6 hours agoKey terms Government-backed loan: A government-backed loan to buy a home doesn’t actually involve borrowing the money from the government. Instead, the...
Buy now, pay later: How do mortgage pros deal with ‘phantom debt’? - HousingWire
HousingWire· 9 hours agoTraditionally, Silex Financial Group ran the initial numbers for a potential borrower to qualify for a mortgage based on what’s on their credit report, according to Racamato ...
