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CFPB Applies Credit Card Rules to 'Buy Now, Pay Later' Lenders | JD Supra
JD Supra· 12 hours agoGiven that traditional BNPL products do not involve a finance charge and are repayable in four or fewer installments, many provisions of Regulation Z do not apply to BNPL ...
CFPB Issues Interpretive Rule Classifying BNPL Products as ‘Credit Cards’
The National Law Review· 2 days agoSpecifically, the Rule determines that (i) digital user accounts (“Accounts”) for access to BNPL...
CFPB’s New Interpretive Rule Takes Aim at BNPL Payment Plans: Practical Takeaways | JD Supra
JD Supra· 12 hours agoProviders of Buy Now, Pay Later (BNPL) payment plans are, for purposes of consumer financial protection laws, lenders subject to some of the same regulatory requirements as credit< ...
CFPB issues interpretive rule likening BNPL accounts to credit cards under Regulation Z | JD Supra
JD Supra· 5 days agoNow, Pay Later (BNPL) accounts. The interpretive rule asserted that “digital user accounts” used to access BNPL credit are considered “credit< ...
Where to Begin With the CFPB's "Buy Now, Pay Later" Interpretative Rule... | JD Supra
JD Supra· 1 day agoThe Consumer Financial Protection Bureau's interpretative rule provides that traditional "Buy Now, Pay Later" (BNPL) products – closed-end loans that do not have a finance ...
New CFPB Interpretive Rule to Regulate BNPL | JD Supra
JD Supra· 1 day agoThe Consumer Financial Protection Bureau (CFPB ) has issued an interpretive rule stating that Buy Now, Pay Later (BNPL) loan providers are "card issuers ...
CFPB Subjects Certain BNPL Products to Credit Card Requirements | JD Supra
JD Supra· 5 days agoOn May 22, 2024, the Consumer Financial Protection Bureau (CFPB) issued an interpretive rule indicating that certain Buy Now, Pay Later (BNPL) products are subject to certain ...
Surprise! CFPB Claims That Buy Now, Pay Later Providers Are “Card Issuers” Under Reg Z | JD Supra
JD Supra· 5 days agoBNPL providers would be surprised by this conclusion because BNPL is non-revolving, "finance charge-free," “closed-end” credit...
Deputy registrar charged almost $80K to city credit card, documents show
Richmond Times-Dispatch· 8 hours agoDeputy Registrar Jerry Richardson charged nearly $80,000 to her city-issued purchasing card last...
‘Buy Now, Pay Later’ Borrowers Get More Safeguards With New Rule
New York Times· 5 days agoThe Consumer Financial Protection Bureau, which has been scrutinizing the alternative loans for more than two years, ruled that “buy now, pay later” lenders were credit < ...