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CFPB issues interpretive rule likening BNPL accounts to credit cards under Regulation Z | JD Supra
JD Supra· 4 days agoNow, Pay Later (BNPL) accounts. The interpretive rule asserted that “digital user accounts” used to access BNPL credit are considered “credit< ...
‘Regulation is needed;’ New rules could make Buy Now Pay Later apps work more like credit cards
WHIO via Yahoo Finance· 6 days ago“I do think more regulation is needed here on a few fronts,” Rossman said. The...spending too much,...
New CFPB Rule Classifies “Buy Now, Pay Later” Lenders as Credit Card Issuers | JD Supra
JD Supra· 7 days agoOn May 22, 2024, the Consumer Financial Protection Bureau (CFPB) issued an interpretive rule that redefines the regulatory framework for Buy Now, Pay Later (BNPL) lenders, ...
CFPB Subjects Certain BNPL Products to Credit Card Requirements | JD Supra
JD Supra· 4 days agoOn May 22, 2024, the Consumer Financial Protection Bureau (CFPB) issued an interpretive rule indicating that certain Buy Now, Pay Later (BNPL) products are subject to certain ...
CFPB Interpretive Rule Holds That BNPL Lenders Are Credit Card Providers | JD Supra
JD Supra· 7 days agoOn May 22, the CFPB announced an interpretive rule confirming that Buy Now, Pay Later (BNPL) lenders qualify as credit card providers ...
Surprise! CFPB Claims That Buy Now, Pay Later Providers Are “Card Issuers” Under Reg Z | JD Supra
JD Supra· 4 days agoBNPL providers would be surprised by this conclusion because BNPL is non-revolving, "finance charge-free," “closed-end” credit...
Money market account vs. savings account: What’s the difference?
Bankrate via Yahoo Finance· 1 hour agoComparing savings accounts and money market accounts Both savings...and make bill payments each...
Texas judge again transfers lawsuit over card late fee rule to Washington, D.C.
Reuters· 6 days agoThe U.S. Consumer Financial Protection Bureau (CFPB) on Tuesday scored a jurisdictional victory when...
Credit Card Late Fee Suit’s Transfer to Washington Put on Hold
Bloomberg Law· 5 days agoJudge Mark Pittman of the US District Court... of Texas transferred the case to the federal district court in Washington late Tuesday, noting that no banks subject to the rule
‘Buy Now, Pay Later’ Borrowers Get More Safeguards With New Rule
New York Times· 3 days agoThe Consumer Financial Protection Bureau, which has been scrutinizing the alternative loans for more than two years, ruled that “buy now, pay later” lenders were credit < ...