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The Fair Credit Reporting Act, Explained
Motley Fool· 2 years agoThe Fair Credit Reporting Act, or FCRA, is a federal law that was passed in 1970 that regulates several aspects of the credit reporting industry. In this...
Here Are 4 Ways the Fair Credit Reporting Act Helps You
Motley Fool· 2 years agoYou probably already know how much of an impact your credit report and credit score can have on your...
5 Things You Should Know About the Fair Credit Reporting Act
Motley Fool· 2 years agoYour credit report may be one of those things you just don't think about often. Lenders commonly...
Home Mortgage Disclosure Act (HMDA): What it is and why it’s important
Bankrate via Yahoo Finance· 7 months agoKey takeaways Passed in 1975, the Home Mortgage Disclosure Act (HMDA) requires financial lenders to...
Consumer credit protections: Know your rights
Bankrate via Yahoo Finance· 1 year agosipcrew/Shutterstock It might surprise you to learn that the modern credit card is only 57 years old. Bank of America issued the first revolving credit...
What is a 609 dispute letter?
Bankrate via Yahoo Finance· 3 months agoWhether you’re applying for a loan, looking for a new job or trying to improve your finances, a good credit score is key to reaching your goals....
AT&T data-breach victims: Here’s something better than credit monitoring — and it’s free
MarketWatch via Yahoo Finance· 3 months agoCredit monitoring, credit freezes and fraud alerts. What’s the difference between these? AT&T...
Blacklisted by ChexSystems? Here’s what it is and what to do
Bankrate via AOL· 6 months agoPortions of this article were drafted using an in-house natural language generation platform. The...
Free Weekly Credit Reports Extended Through 2023
Motley Fool· 2 years agoThe three major credit reporting agencies recently announced some great news for consumers. Equifax, Experian, and TransUnion will continue to offer free...
Missed a student loan payment after pause lifted? Biden says credit score shouldn't suffer
USA TODAY via Yahoo Finance· 7 months agoBorrowers may be tempted to skip student loan payments and instead spend their money on gifts, meals...