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CFPB Applies Credit Card Rules to 'Buy Now, Pay Later' Lenders | JD Supra
JD Supra· 1 day agoGiven that traditional BNPL products do not involve a finance charge and are repayable in four or fewer installments, many provisions of Regulation Z do not apply to BNPL ...
Consumers and Small Businesses to Help Set Open Banking Standards
PYMNTS.com· 22 hours agoNews came Wednesday (June 5) that the Consumer Financial Protection Bureau (CFPB) has set in motion...
JD Supra: New Guidance from the Treasury Department on 1% Corporate Stock Buyback Tax
JD Supra· 1 day agoThe Situation: On April 9, 2024, the U.S. Treasury Department ("Treasury") issued proposed regulations (which can be found here) and reporting requirements (which can be found ...
South Carolina Enacts Earned Wage Access Legislation Requiring Registration, Exempting the Product...
JD Supra· 6 days agoOn May 21, 2024, South Carolina Governor Henry McMaster signed into law the Earned Wage Access Services Act (the “Act”), which will require earned wage access (“EWA”) providers to register annually ...
Wiley Consumer Protection Download (June 4, 2024) | JD Supra
JD Supra· 2 days agoSupreme Court Upholds CFPB Funding Structure as Constitutional. On May 16, the U.S. Supreme Court held that Congress may allow the CFPB to draw money from the Federal Reserve System consistent with the Constitution’s Appropriations Clause.
CFPB to Examine Mortgage Closing Costs, Rising Junk Fees
PYMNTS.com· 7 days agoThe Consumer Financial Protection Bureau (CFPB) is investigating junk fees that increase the closing costs on mortgages. Closing costs have risen sharply in recent years, the CFPB said in a ...
CFPB Launches Public Inquiry into Rising Mortgage Closing Costs and ‘Junk Fees’
The National Law Review· 2 days agoThe Consumer Financial Protection Bureau (CFPB) has launched a public inquiry into rising mortgage closing costs, seeking to understand the reasons behind the increase, identify who benefits ...
Explainer Things: Season 2 Episode 3 | JD Supra
JD Supra· 1 day agoThe star of this episode is of course the Supreme Court’s decision on the future of the CFPB. The case ushered in a bunch of spinoffs in terms of two CFPB actions—an enforcement action against ...
Small Business, Big Government Intervention
Forbes· 3 days agoCertain official proclamations in recent weeks have highlighted an unnerving shift in the federal government's relationship with America’s small...
Council Post: Can Immigration Help Solve Canada’s Recessionary Risks?
Forbes· 3 days agoYogi Yoganathan is CEO and Co-founder of RemitBee, a leading Canadian financial technology platform....
