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Can I Improve My Debt-to-Income Ratio?
SmartAsset via Yahoo Finance· 1 year agoYour debt-to-income ratio or DTI represents the amount of your income that goes to debt repayment each month. So why does that matter? For one thing,...
3 steps to calculate your debt-to-income ratio
Bankrate via AOL· 4 months agoKey takeaways To calculate your debt-to-income ratio, add up your monthly debt payments and your gross monthly income and then divide your debt by your...
What percentage of your income should go to a mortgage?
Bankrate via AOL· 2 months agoKey takeaways The traditional rule of thumb is that no more than 28% of your monthly gross income or...
What is a loan-to-value ratio?
Bankrate via AOL· 1 month agoKey takeaways Your loan-to-value (LTV) ratio is the principal of your mortgage loan divided by the value of the property you're buying, usually expressed...
How much boat can I afford? 3 steps to calculate your budget
Bankrate via AOL· 4 months agoKey takeaways Your credit score, current debts and income will all influence how much boat loan you...
What income do I need to afford a $900K house?
Bankrate via Yahoo Finance· 9 months agoHaving $900,000 to spend on a home purchase provides you a wide variety of options. In fact, that price tag is more than double the National Association...
What is a home equity loan?
Bankrate via AOL· 1 month agoKey takeaways A home equity loan allows you to borrow a lump sum against your home's equity, usually at a fixed interest rate that’s lower than other...
Physician mortgage loans: A mortgage option for doctors
Bankrate via AOL· 2 months agoKey takeaways Physician mortgage loans are a type of financing designed to help medical...
What is the 28/36 rule for home affordability?
Bankrate via Yahoo Finance· 8 months ago“How much can I afford to pay for a house?” It’s a question all hopeful homebuyers ask themselves. Coming up with a number might be easy — simply...
How to improve your finances before your first mortgage
Bankrate via AOL· 5 months agoKey takeaways By improving your finances before applying for a mortgage, you give yourself the best...
