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Bank of America is testing no-down-payment mortgages for minority communities — here's how to still...
MoneyWise via Yahoo Finance· 2 years agoThe biggest obstacle for many first-time homebuyers is coming up with the cash for a down payment....
What is a mortgagee clause?
Bankrate via AOL· 3 months agoKey takeaways Many mortgage lenders require borrowers to have a homeowners insurance policy with a mortgagee clause. The mortgagee clause is a provision...
Small size, big headaches: how to insure a tiny home
Bankrate via Yahoo Finance· 3 months agoKey takeaways Tiny houses may qualify for specialty insurance, RV insurance, mobile/manufactured home insurance or be added onto an existing homeowners...
How to read a homeowners insurance policy
Bankrate via Yahoo Finance· 3 months agoKey takeaways Your home insurance policy includes a declarations page and the policy jacket. Understanding replacement cost versus actual cash value can...
What is vacant home insurance and how does it work?
Bankrate via Yahoo Finance· 7 months agoA home may stay vacant for several reasons, such as if the homeowners are waiting to do renovations or for a new tenant to move in. Homeowners insurance...
New target in Biden administration's war on junk fees: Mortgage closing costs
Yahoo Finance via AOL· 2 months agoThe Biden administration is expanding its crackdown on junk fees, this time setting its sights on...
Are homeowners using their home equity to pay for home improvements? Do they even know they can?
Stacker via AOL· 2 weeks agoZivica Kerkez // Shutterstock Almost one-half of all mortgaged residential property owners were...
How to buy flood insurance coverage
Bankrate via Yahoo Finance· 6 months agoFloods can be devastating, but having flood insurance may help protect your finances from the fallout of flood damage. If you’ve decided to buy a flood...
The prime rate just soared to its highest level since before the pandemic — here's everything you...
MoneyWise via Yahoo Finance· 2 years agoThe prime rate is the interest rate major banks offer to their borrowers with the best credit — in...
Guide to first-time homebuyer grants
Bankrate via AOL· 2 months agoKey takeaways A first-time homebuyer grant can help you cover a down payment and closing costs. You don’t have to repay the grant funds. A grant might...
