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Mortgage refinance: How to get started
Yahoo Personal Finance· 4 months agoA mortgage refinance involves replacing your existing home loan with a new mortgage for the same property. The funds from your new mortgage are used to...
How much is a down payment on a house?
Bankrate via AOL· 2 months agoKey takeaways You don’t need to put 20 percent down to get a mortgage — some mortgages don't even require a down payment. You can get a conventional...
What is a down payment?
Bankrate via Yahoo Finance· 9 months agoPortions of this article were drafted using an in-house natural language generation platform. The article was reviewed, fact-checked and edited by our...
What kind of mortgage can you qualify for?
CBS News via Yahoo News· 2 years agoFor most Americans, buying a home is the biggest purchase they'll ever make. If you're looking to become a homeowner and can't pay cash, you'll need to...
What does PITI mean, and how does it affect your mortgage?
Yahoo Personal Finance· 1 month agoPITI is an acronym for the four factors that make up your monthly mortgage payment: principal,...
What is a loan-to-value ratio?
Bankrate via AOL· 2 months agoKey takeaways Your loan-to-value (LTV) ratio is the principal of your mortgage loan divided by the value of the property you're buying, usually expressed...
Types of mortgage refinance: How to choose
Bankrate via AOL· 2 months agoKey takeaways There are several types of mortgage refinance options, including rate-and-term and cash-out refinancing. The most common, rate-and-term,...
Mortgage recasting: What it is and how it works
Bankrate via AOL· 2 months agoKey takeaways Mortgage recasting allows you to pay a lump sum toward your mortgage in order to reduce your remaining monthly payments and interest. When...
Mortgages for seniors: Getting a home loan in retirement
Bankrate via Yahoo Finance· 4 months agoWe often think of homebuyers as younger, but retirees and senior citizens have plenty of reasons to...
If I make $130,000 a year, how much house can I afford?
Bankrate via Yahoo Finance· 8 months agoAn annual salary of $130,000 puts you far above the national median household income, which...