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Does refinancing a mortgage hurt your credit?
Bankrate via AOL· 5 hours agoOnly hard credit inquiries affect your score — “soft pulls,” which go into less...is concerned during the refinancing process. “Don’t buy a new car, get...
Buy Now, Pay Later Plans Must Follow Credit Card Rules, Says CFPB
CNET· 7 days agoAll your buy now pay later plans might soon be treated as credit card purchases -- at least as it...
My Friends Waited Until Their 40s to Buy a Home. Here's Why They Don't Regret It
The Motley Fool via AOL· 10 hours agoAnd they're able to afford higher monthly payments due to waiting until their incomes were higher to...
Scammers love impersonating these 5 major brands to steal your money
Gannett via AOL· 12 hours agoNordstrom is a rather unusual gift card request by scammers. Nearly 7 out of 10 people who reported paying a scammer with gift card said they were instructed ...
5 Things to Do Before You Downgrade a Credit Card
The Motley Fool via AOL· 9 hours agoWhy you shouldn't cancel a card outright Canceling a credit card rather than downgrading can lead to a lower credit
25% of consumers recently used a buy now, pay later loan, report finds. What to know as they become...
CNBC· 1 day agoAbout $1.12 trillion of that is on credit cards. Buy now, pay later, or BNPL, loans often don't...
How to use credit cards to save money on gas
Orange County Register· 6 days agoFew consumers would turn down these savings when the average price of a gallon of gas as of May 2024 was $3.61, according to AAA. It’s fairly common now...
New CFPB Rule Classifies “Buy Now, Pay Later” Lenders as Credit Card Issuers | JD Supra
JD Supra· 2 days agoOn May 22, 2024, the Consumer Financial Protection Bureau (CFPB) issued an interpretive rule that redefines the regulatory framework for Buy Now, Pay Later (BNPL) lenders, ...
Buy now, pay later: How do mortgage pros deal with ‘phantom debt’? - HousingWire
HousingWire· 7 hours agoTraditionally, Silex Financial Group ran the initial numbers for a potential borrower to qualify for a mortgage based on what’s on their credit report, according to Racamato ...
What is a credit card?
Bankrate via Yahoo Finance· 6 days agocard? Credit cards are versatile, so you can use them to buy almost anything. Dinner with a friend? Sure. Plane...your car? Can do. As ...
