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    • PressReader - St. Louis Post-Dispatch: 2021-09-12

      St. Louis Post-Dispatch· 6 days ago

      Wait a day or two When you feel that overwhelming urge to spend, wait 24 to 48 hours to see if you still want an item, suggests Brad Klontz, a financial psychologist based in Colorado. How am ...

    • How To Calculate Your Debt-to-Income Ratio

      How To Calculate Your Debt-to-Income Ratio

      AOL· 3 days ago

      One of the many variables lenders use when deciding whether or not to loan you money is your debt-to-income ratio or DTI. Your DTI reveals how much debt...