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    • The pros and cons of personal loans

      The pros and cons of personal loans

      Bankrate via AOL· 2 weeks ago

      Lower interest rates Personal loans often come with lower interest rates than credit cards. As of April 2024, the average personal loan rate is 12.24...

    • What is an unsecured loan?

      What is an unsecured loan?

      Bankrate via AOL· 2 weeks ago

      Because lenders take on more risk when loans aren’t backed by collateral, they often charge higher interest rates and require good or excellent credit to...

    • Do balance transfers hurt credit scores?

      Do balance transfers hurt credit scores?

      CNN.com· 2 weeks ago

      If you have debt spread across a number of credit cards, or even just a high amount of debt on a singlecard with a high interest rate, a balance transfer...