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An ultra-popular home loan right now allows a 3.5% down payment
Fortune· 20 minutes agoThe only type of mortgage loan that has even ticked up in the past two years are Federal Housing Administration (FHA) loans, according to data released today by consumer credit</ ...
JD Supra: CFPB Casts Larger Net over Credit Data Brokers, Furnishers, and Reporting Agencies.
JD Supra· 7 days agoIn an effort to make an impact, the Consumer Financial Protection Bureau (“CFPB”) is making strides in the consumer credit industry, focusing on oversight over its players ...
Financial Services Roundup: Market Talk
The Wall Street Journal· 59 minutes agoThe German insurer could hit EUR16 billion in operating profit for 2024, ahead of its EUR13.8billion-EUR15.8 billion range and Visible Alpha’s consensus...
Could your buy now, pay later loans affect your credit score? Here's what you need to know
CNBC· 6 days agoEarlier this year, Apple became the first major BNPL provider to start reporting all user account...
Gen Z is getting hit hard by inflation
WTAE Pittsburgh· 4 days agoGen Z is in the financial trenches. A new study from credit reporting agency TransUnion found those in their early 20s are earning less ...
New CT law prohibits health care providers from reporting medical debt for use in credit reports
Hartford Courant· 7 days agoA law that prohibits health care providers and hospitals in Connecticut from reporting a patient’s...
Does a Mortgage Modification Hurt Your Credit?
Investopedia· 2 days agoWhen you experience financial hardship, you may find it difficult to keep up with your monthly mortgage payments. In this case, you could request a...
VantageScore Unveils Credit-Scoring Model That Includes Alternative Open Banking Data
PYMNTS.com· 20 hours agoVantageScore unveiled a new credit-scoring model that uses both traditional credit data and alternative open banking data. The combination gives lenders ...
'Detroit is a vibrant and growing city again'; population grows for first time since 1957
Gannett via AOL· 8 hours agoHe has even described the agency as a “national clown show” for previously reporting a decrease in...
New Alternative Data VantageScore 4plus™ Credit Scoring Model Boosts Predictive Power and Financial...
WFRV 5 Green Bay· 20 hours agoVantageScore today announced that its newest credit-scoring model, VantageScore 4plus™, is now available for pilot by banks, fintechs and government lenders. Built using VantageScore's ...