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    • What is a loan-to-value ratio?

      What is a loan-to-value ratio?

      Bankrate via AOL· 10 hours ago

      When you apply for a mortgage, your lender will factor in your LTV ratio when deciding whether to approve you for the loan. If it offers you a loan, the...

    • How much is a down payment on a house?

      How much is a down payment on a house?

      Bankrate via AOL· 1 week ago

      You can get a conventional mortgage with 3 percent down, but with anything less than 20 percent, you'll have to pay mortgage insurance. Making a larger...

    • Mortgage recasting: What it is and how it works

      Mortgage recasting: What it is and how it works

      Bankrate via AOL· 1 week ago

      To recast your loan, you’ll make a lump-sum payment toward the balance. Your lender will then reamortize the loan with the smaller balance and new, lower...

    • How to improve your credit score for a mortgage

      How to improve your credit score for a mortgage

      Bankrate via Yahoo Finance· 4 days ago

      Mortgage credit score requirements The minimum credit score needed to qualify for different types of mortgages ranges. Type of Loan Minimum Credit Score...

    • Best Mortgage Lenders for 2024

      Best Mortgage Lenders for 2024

      Time Magazine· 1 week ago

      A home mortgage is one of the biggest loans that most people will ever take out, allowing them to buy a home with a repayment term that can last multiple...

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