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    • Average credit score for personal loans

      Average credit score for personal loans

      Bankrate via AOL· 10 hours ago

      Reducing your credit utilization ratio: Your credit utilization ratio is the measure of your available revolving credit and how much of it you’re using....

    • What is an unsecured loan?

      What is an unsecured loan?

      Bankrate via AOL· 9 hours ago

      Installment loans require you to pay back the total balance in fixed, monthly installments over a set period. Credit cards allow you to use what you need...

    • What is considered a fair credit score?

      What is considered a fair credit score?

      Bankrate via Yahoo Finance· 2 weeks ago

      Having fair credit is much better than having poor credit, in terms of financial opportunities—but building your credit score up to good or excellent...

    • ‘Pay Later’ Lenders Have an Issue With Credit Bureaus

      New York Times· 2 days ago

      The loans typically are not reported on consumers’ credit reports, however, or reflected in their credit scores. “Buy now, pay later” loans allow consumers to pay for purchases over time, often ...