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    • The Big Reason I Don't Have a CD Despite 5% APYs

      The Big Reason I Don't Have a CD Despite 5% APYs

      The Motley Fool via AOL· 4 hours ago

      Eh, not so much. The vast majority of no-penalty CDs that I've seen have offensively low APYs. Sticking with the Citi CD example, its 12-month no-penalty...