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    • Best HELOC Rates In April 2024 | Bankrate

      Bankrate.com· 3 days ago

      A home equity line of credit, or HELOC, is a second mortgage that uses your home as collateral to let you borrow up to a certain amount over time, rather than an upfront lump sum.

    • What is an unsecured loan?

      What is an unsecured loan?

      Bankrate via AOL· 3 days ago

      Secured loans differ from unsecured loans in that secured loans always require collateral. The lender won’t approve a secured loan if a borrower doesn’t...

    • What is an alienation clause?

      What is an alienation clause?

      Bankrate via AOL· 3 days ago

      Direct transfer to next-of-kin: The property transfers to a spouse or child during the borrower/owner’s lifetime. Second mortgage: The owner obtains a...