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    • What is a short sale?

      What is a short sale?

      Bankrate via AOL· 6 hours ago

      This is known as having an “underwater” mortgage or negative equity. Short sale vs. foreclosure Both a foreclosure and a short sale hurt your credit, but...

    • VA loans: What they are and how they work

      VA loans: What they are and how they work

      Bankrate via AOL· 5 days ago

      ...required VA rate-and-term refinance For refinancing to a new loan with a new interest rate and/or terms VA cash-out refinance For refinancing to a...

    • What is a loan-to-value ratio?

      What is a loan-to-value ratio?

      Bankrate via Yahoo Finance· 5 days ago

      The difference is the LTV only accounts for your primary mortgage, while the CLTV factors in your first mortgage and any subsequent home-related debt,...