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    • What is a loan-to-value ratio?

      What is a loan-to-value ratio?

      Bankrate via AOL· 3 hours ago

      This figure represents the total amount of the HELOC against the value of your home...of credit. LTV vs. CLTV LTV and CLTV both describe how much equity...

    • When should you refinance your mortgage?

      When should you refinance your mortgage?

      Bankrate via AOL· 1 week ago

      Let’s say that refinancing will save you $150 per month, and the closing costs on the new loan are $4,000. Calculator $4,000 / $150 = ...

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