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How You're Destroying Your Credit Score Without Even Knowing It
Cheapism via AOL· 1 hour agoThat, in turn, could weigh heavily on your credit score. Interestingly enough, by that point, the...
Can overdrafting affect your credit score?
Yahoo Personal Finance· 17 hours agoGenerally, a bank overdraft won't hurt your credit score. However, it can indirectly impact your credit if it's sent to collections. Here’s what you need...
Millennial and Gen Z credit scores are the latest sign of the ‘vibecession.’ Their credit scores...
Fortune via AOL· 3 days agoA breakdown of younger generation credit scores In 2023, the average credit score in the U.S. was...
What happens when you can’t repay a payday loan?
Bankrate via AOL· 2 weeks agoLower your credit utilization ratio. This figure represents the amount of your credit limit on revolving...utilization rate should be 30 percent or lower...
Can closed accounts be removed from your credit report?
Bankrate via AOL· 7 days agoEven if this doesn’t purge the account from your record, removing the negative information can help...
4 ways to mitigate risks with credit repair companies
Fortune· 1 week agoThis article reviews the risks of credit repair companies and how you can go about protecting...
Traps for the Unwary: Using Alternative Credit Data to Expand Credit Access to LMI Individuals and...
JD Supra· 1 day agoTraditional credit underwriting methods, which are generally based on credit reports, have not always successfully captured the full picture of a borrower ...
What is a share-secured loan, and how does it work?
Bankrate via AOL· 2 weeks agoCredit score impact: If you fail to repay the loan, it may trigger a derogatory mark on your credit profile. Who share-secured loans ...
What is a 609 dispute letter?
Bankrate via AOL· 7 days agoMake all payments on time: Your payment history is the largest factor in your credit score. Consider setting up automatic payments to avoid late fees and...
Credit scores decreased for first time in a decade as borrowers miss payments
FOX Business· 1 week agoFor the first time in a decade, average credit scores have decreased slightly to 717, according to data released by FICO. This decline is likely due to high interest rates ...
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