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1. • 

     Bankrate’s Interest Rate Forecast for 2024: Mortgages, credit cards and more will stay pricey, even...

     Bankrate via AOL· 4 months ago

     There’s a common saying about interest rates: They take the elevator down and the staircase back up....

2. • 

     What happens to HELOCs if home values fall?

     Bankrate via AOL· 3 months ago

     Key takeaways Weakness in the housing market could spur lenders to change the original terms of a HELOC (home equity line of credit) in a way that they...

3. • 

     How to calculate loan payments and costs

     Bankrate via AOL· 1 month ago

     Key takeaways Your payment is calculated based on your chosen interest rate and repayment period. The type of loan (interest-only or amortizing) will...

4. • 

     How does debt consolidation work? Answers from someone who’s done it

     Bankrate via AOL· 1 month ago

     Key takeaways Debt consolidation take multiple streams of debt and combine them into one loan with a...

5. • 

     Home equity loan and home equity line of credit (HELOC) guide

     Bankrate via Yahoo Finance· 7 months ago

     Key takeaways Home equity loans and HELOCs are two common ways to borrow against the value of your...

6. • 

     Pros and cons of a 15-year mortgage

     Bankrate via Yahoo Finance· 2 days ago

     Key takeaways Pros of a 15-year mortgage include paying less in interest over the life of the loan as a result of a lower rate and shorter term, and...

7. • 

     Federal Reserve rate hike impact on home equity

     Bankrate via Yahoo Finance· 11 months ago

     You might not be following every signal from the Federal Reserve, but what the central bank does plays a role in what you pay for just about everything,...

8. • 

     What is a second mortgage, and how does it work?

     Bankrate via AOL· 5 months ago

     Key takeaways A second mortgage is a home-secured loan taken out while the original, or first, mortgage is still being repaid. Like the first mortgage,...

9. • 

     Can you use home equity to buy a second home?

     Bankrate via AOL· 1 month ago

     Key takeaways You can use home equity to buy another house if you have enough of an ownership stake in your residence and meet other eligibility...

10. • 

      7 risks of taking out a personal loan

      Bankrate via AOL· 4 months ago

      Key takeaways High rates can make loans much more expensive, especially if you opt for a longer term to keep monthly payments low. Larger loans come with...