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    • Average credit score for personal loans

      Average credit score for personal loans

      Bankrate via AOL· 3 hours ago

      Unsecured debt may have a higher interest rate, but does not require collateral, which can be seized if you fail to make payments. Loan term: This is the...

    • The pros and cons of personal loans

      The pros and cons of personal loans

      Bankrate via AOL· 3 hours ago

      Furthermore, some lenders don’t allow co-signers, which can be used to strengthen your approval odds if you have minimal credit history or your credit...

    • What is a signature loan and how does it work?

      What is a signature loan and how does it work?

      Bankrate via AOL· 3 hours ago

      No collateral needed. Since all signature loans are unsecured loans, you don’t have to worry about a lender repossessing your car or foreclosing...unless...

    • Emergency loans: Everything you need to know

      Emergency loans: Everything you need to know

      Bankrate via AOL· 2 hours ago

      There are also unsecured and secured emergency loans. The latter requires collateral – like a vehicle title – to get approved. It’s also riskier since...

    • How to refinance a business loan: 6 steps

      How to refinance a business loan: 6 steps

      Bankrate via AOL· 5 hours ago

      Some metrics to look at include: Your personal and business credit score Your debt-to-income ratio Your business’s revenue and profit Having...to-income...