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Legal Decision Expected Today Regarding Implementation of CFPB Rule Reducing Credit Card Late Fees
The National Law Review· 5 days agoThis rule comes on the heels of the CFPB and Federal Trade Commission (FTC) submitting an amicus...
Can I get a car loan? High rates, regulatory uncertainty hurt Americans' ability to borrow
USA TODAY Opinion· 11 hours agoCreated by the Dodd-Frank Act in 2010, the CFPB was supposed to ensure a financial marketplace that...
Federal Judge Blocks CFPB Rule Limiting Credit Card Late Fees
PYMNTS.com· 4 days agoThe government’s new rule that would limit credit card late fees has been blocked by a federal judge...
Ahead of trial date in HMDA case, Freedom Mortgage and CFPB face hurdles - HousingWire
HousingWire· 5 days agoThe Consumer Financial Protection Bureau (CFPB) and Freedom Mortgage were handed minor setbacks by...
FSOC recommends more regulation and liquidity for nonbank servicers - HousingWire
HousingWire· 2 days agoIt recommended increased regulation and initiatives to improve these companies’ liquidity during moments of stress, but mortgage trade groups have different reactions to the ...
EarnUp Unveils Text-to-Pay for Mortgage Payments
PYMNTS.com· 5 days agoFinTech-as-a-Service firm EarnUp is enhancing its platform to expand mortgage payment methods. Lenders and servicers using EarnUp’s platform can now...
April 2024 UDAAP Bulletin | JD Supra
JD Supra· 6 days agoFederal Trade Commission. Deceptive real estate listings. On April 3, 2024, FTC announced close to $62 million in refunds for consumers misled by...
Financially Struggling Consumers Twice as Likely to Hit Credit Card Limit
PYMNTS.com· 5 days agoMany consumers hit their credit card limit at least sometimes, and for consumers struggling to get...
Labor Department Reports Year’s Biggest Increase in Initial Jobless Claims
PYMNTS.com· 5 days agoThe number of initial claims for unemployment insurance leapt by 22,000 during the week ended...
Sorry, Mom: Mother’s Day Shoppers Are Waiting to the Last Minute
PYMNTS.com· 4 days agoMany shoppers are no longer planning out their Mother’s Day gifts weeks in advance — they’re...