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Legal Decision Expected Today Regarding Implementation of CFPB Rule Reducing Credit Card Late Fees
The National Law Review· 2 days agoThis rule comes on the heels of the CFPB and Federal Trade Commission (FTC) submitting an amicus...
Federal Judge Blocks CFPB Rule Limiting Credit Card Late Fees
PYMNTS.com· 2 days agoThe government’s new rule that would limit credit card late fees has been blocked by a federal judge...
Ahead of trial date in HMDA case, Freedom Mortgage and CFPB face hurdles - HousingWire
HousingWire· 2 days agoThe Consumer Financial Protection Bureau (CFPB) and Freedom Mortgage were handed minor setbacks by...
CFPB Homes in on Mortgage "Junk Fees" | JD Supra
JD Supra· 7 days agoRecent releases from the Consumer Financial Protection Bureau (CFPB) show that the mortgage industry is in the crosshairs of the CFPB ...
CFPB Flexes Nonbank Supervisory Authority—State AG Targets Should Take Note | JD Supra
JD Supra· 7 days agoBureau recently invoked supervisory authority over a nonbank lender, World Acceptance Corp., one of the largest small-dollar installment lenders in the country. Given the close and ever-increasing ...
EarnUp Unveils Text-to-Pay for Mortgage Payments
PYMNTS.com· 3 days agoFinTech-as-a-Service firm EarnUp is enhancing its platform to expand mortgage payment methods. Lenders and servicers using EarnUp’s platform can now...
Banking and Consumer Regulatory Digest - April 2024 - 2 | JD Supra
JD Supra· 6 days agoFederal Reserve Board. Extended comment period. On April 24, 2024, FRB and the Office of the Comptroller of the Currency said they would continue to...
Banks Urge Fed to Withdraw Rule Lowering Cap on Debit Interchange Fees
PYMNTS.com· 2 days agoThis past October, the Fed unveiled its proposal to lower the ceiling on what banks can charge for...
April 2024 UDAAP Bulletin | JD Supra
JD Supra· 4 days agoFederal Trade Commission. Deceptive real estate listings. On April 3, 2024, FTC announced close to $62 million in refunds for consumers misled by...
Sorry, Mom: Mother’s Day Shoppers Are Waiting to the Last Minute
PYMNTS.com· 2 days agoMany shoppers are no longer planning out their Mother’s Day gifts weeks in advance — they’re...