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VA renovation loans: Buying and fixing up a home with one loan
Bankrate via AOL· 1 month agoKey takeaways A VA rehab loan allows you to buy and renovate a house with one loan using your VA...
Cash-out refinance: What it is and how it works
Bankrate via AOL· 2 weeks agoKey takeaways A cash-out refinance replaces your current mortgage with a new, bigger loan. You receive the difference between the two in ready money. The...
Types of mortgage refinance: How to choose
Bankrate via AOL· 1 month agoKey takeaways There are several types of mortgage refinance options, including rate-and-term and cash-out refinancing. The most common, rate-and-term,...
Do you need a down payment to refinance your mortgage?
Bankrate via AOL· 2 months agoKey takeaways You don’t need a down payment to refinance, but you’ll likely have to come up with...
FHA cash-out refinance guide
Bankrate via AOL· 5 months agoKey takeaways An FHA cash-out refinance lets you borrow against the equity in your home without having to take out a second mortgage. An FHA cash-out...
Cash-out refinance for energy-efficient improvements
Bankrate via Yahoo Finance· 4 months agoKey takeaways You can tap your home equity with a cash-out refinance to cover the cost of improvements to make your home more energy-efficient....
Mortgage recasting: What it is and how it works
Bankrate via AOL· 3 weeks agoKey takeaways Mortgage recasting allows you to pay a lump sum toward your mortgage in order to reduce your remaining monthly payments and interest. When...
Cash-out refinance requirements 2023
Bankrate via Yahoo Finance· 1 year agoIf you’ve been paying down your mortgage for some time or your home’s value has gone up significantly, you’ve probably built up a considerable equity...
What is a loan-to-value ratio?
Bankrate via Yahoo Finance· 2 weeks agoKey takeaways Your loan-to-value (LTV) ratio is the principal of your mortgage loan divided by the value of the property you're buying, usually expressed...
Best mortgage lenders for first-time homebuyers in 2024
Bankrate via Yahoo Finance· 4 months agoWith so many mortgage lenders out there, it can be challenging to know where to start, especially if...
