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    • VA loans: What they are and how they work

      VA loans: What they are and how they work

      Bankrate via AOL· 3 hours ago

      VA loans offer several benefits, including no required down payment, no mortgage insurance and often competitive interest rates. If you’re a qualifying...

    • How to prepare for FHA appraisal requirements

      How to prepare for FHA appraisal requirements

      Bankrate via Yahoo Finance· 1 hour ago

      These standards are generally designed to ensure that the property is safe, sound and...Similarly, the government requires this evaluation to ensure that...

    • What is a loan-to-value ratio?

      What is a loan-to-value ratio?

      Bankrate via AOL· 4 hours ago

      Loan-to-value ratio requirements by loan type There are many types of mortgages, and their specific loan-to-value ...

    • What is a subprime mortgage?

      What is a subprime mortgage?

      Bankrate via AOL· 4 days ago

      With a prime mortgage (a conventional loan), the down payment requirements can be relatively small, too — as low as 3 percent or 5 percent ...