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How do credit cards work? A beginner's guide.
Yahoo Personal Finance· 2 days agoThe bank processes the transaction through a payment network and attempts to authorize the transaction with your card issuer. Your card issuer verifies...
New Alternative Data VantageScore 4plus™ Credit Scoring Model Boosts Predictive Power and Financial...
WDTN-TV 2 Dayton· 2 days agoVantageScore today announced that its newest credit-scoring model, VantageScore 4plus™, is now available for pilot by banks, fintechs and government lenders. Built using VantageScore's ...
6 Loans With No Credit Check - NerdWallet
Nerdwallet· 7 hours agoEditor’s note: NerdWallet uses different methodologies to rate high-interest personal loans, cash advance apps and buy now, pay later apps. Read more...
On Your Side: Better Business Bureau shares how to recover from a scam
KY3 Springfield· 4 days agoBetter Business Bureau’s new Scam Survival Toolkit can help guide survivors of scams through the...
NJ dermatologist offices hit by cyberattack on personal info
New Jersey 101.5 FM· 12 hours agoThe personal information of over a quarter million patients and employees of a New Jersey...
SoLo Funds ‘Blindsided’ by CFPB Lawsuit
PYMNTS.com· 6 hours agoThe Consumer Financial Protection Bureau sued SoLo Funds, alleging that the online lending platform used “digital dark patterns” to illegally collect...
Nearly one-fifth of Americans have ‘maxed out’ their credit cards as inflation and high interest...
Fortune via AOL· 4 days agoAs a result, a quarter of consumers reported reducing their spending over the past three months....
What Credit Score Is Needed for a Mortgage?
Investopedia· 3 days agoYour credit score is a major factor that lenders use to decide whether to approve you for a mortgage. Mortgage credit score requirements vary depending...
Credit card pros and cons
Bankrate via AOL· 5 days agoTo build credit using a credit card, it’s best to pay at least the minimum amount by your monthly due date and keep a low credit utilization ...
At Risk of Missing a Credit Card Payment? Act Fast to Minimize Impact - NerdWallet
Nerdwallet· 1 day agoWhen a credit card payment due date is approaching and there’s not enough money, your next move...