Search results
New Alternative Data VantageScore 4plus™ Credit Scoring Model Boosts Predictive Power and Financial...
FOX 59 Indianapolis· 1 day agoVantageScore today announced that its newest credit-scoring model, VantageScore 4plus™, is now available for pilot by banks, fintechs and government lenders. Built using VantageScore's ...
How many credit cards do most Texans have? Here’s what a national study found
Fort Worth Star-Telegram McClatchy via AOL· 1 day agoThey used data from FINRA...Foundation’s 2021 National Financial Capability Study (NFCS) and ...
Could your buy now, pay later loans affect your credit score? Here's what you need to know
NBC Chicago· 6 days agoUp until now, buy now, pay later loans have been notoriously difficult to track. Because BNPL...
VantageScore Unveils Credit-Scoring Model That Includes Alternative Open Banking Data
PYMNTS.com· 1 day agoVantageScore unveiled a new credit-scoring model that uses both traditional credit data and alternative open banking data. The combination gives lenders ...
Reasons Why Your Credit Score Drops
Investopedia· 1 day agoLenders use your credit score to judge how likely you are to repay a loan or credit card if they issue you one. In general, the higher ...
Does a Mortgage Modification Hurt Your Credit?
Investopedia· 2 days agoWhen you experience financial hardship, you may find it difficult to keep up with your monthly mortgage payments. In this case, you could request a...
AT&T Data Breach: What Is AT&T Doing for the 73 Million Accounts Breached?
CNET· 1 day agoIf so you should have heard from AT&T, letting you know you can sign up for one free year of credit...
Mortgage interest rates today: May 10, 2024
CNN.com· 6 days agoToday’s mortgage interest rates are dropping for the first time this week. The biggest mover is the 30-year jumbo rate, which decreased by 14 basis...
Does Prequalifying for a Mortgage Hurt Credit
Investopedia· 2 days agoMortgage prequalification typically involves a soft credit inquiry, which does not affect credit scores. Plus, prequalification can offer significant...
Today’s Mortgage Rates for May 15, 2024: Rates Down
Market Watch· 1 day agoMortgage rates remain well above 7% and near 2024 highs. Today’s 30-year fixed rate is down to 7.39% APR and the 15-year fixed rate is down to 6.70% APR, according to data from Curinos analyzed ...