Why Fixed-Rate Annuities Pay More than Bank CDs
Kiplinger via Yahoo Finance· 4 months agoFixed-rate annuities act much like bank certificates of deposit but usually pay much higher rates than CDs of the same term. A very popular type of fixed...
Waiting for Fixed Annuity Rates to Rise Doesn’t Pay
Kiplinger via Yahoo Finance· 1 year agoIf you’re considering buying a fixed-rate annuity, which acts much like a tax-deferred version of a bank CD, should you wait until rates move higher?...
Laddering Fixed-Rate Annuities Offers Rates That Beat Bank CDs, Plus Flexibility
Kiplinger via Yahoo Finance· 3 months agoWith today’s low interest rates, it takes planning to create sufficient retirement income without...
How Fixed Deferred Annuities Can Complete Your Retirement Income Strategy
Kiplinger via Yahoo Finance· 9 months agoMost fixed annuities are designed to provide safety and secure your assets and income for...
Using a Fixed Annuity for Fixed Income
Kiplinger via Yahoo Finance· 3 months agoLast year was a tough year for fixed income investors. Interest on CDs is taxable, plus you lock into a low interest rate today, just when yields may be...
Are Bonds Passé?
Kiplinger via Yahoo Finance· 2 years agoFixed annuities of various types can replace bonds, because they can offer higher yields and tax deferral and, optionally, guaranteed lifetime income....
How Savers Can Earn More on Their Money, and Do It Safely
Kiplinger via Yahoo Finance· 1 year agoInterest rates on most safe investments, such as savings accounts, bank CDs, money market accounts...
How to Pick an Indexed Annuity
Kiplinger via Yahoo Finance· 2 years agoFixed indexed annuities made up nearly 57% of total annuity sales in 2019, and they’re hot in 2020. Indexed annuities credit interest based on the growth...
Don’t Automatically Annuitize an Annuity – Shop Around First
Kiplinger via Yahoo Finance· 10 months agoIf you cash in and surrender your annuity, you’ll pay income tax on the gain all in one year, and...
Is an Annuity a Good Investment?
SmartAsset via Yahoo Finance· 2 months agoAnnuities are popular financial products that often guarantee income throughout the course of your retirement. Note that those who sell annuities often...